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No portion of this website or associated e-mails may be reproduced, copied or in any way released without written permission from Marcus Today. © 2019 Marcus Today Pty Ltd. All rights reserved.The material on this Website is protected by Australian Copyright Legislation and by the copyright legislation applying in other countries.You may view the Website and its contents using a web browser. You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make. Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission by the Copyright Act 1968 (Cth) or similar copyright legislation.
Marcus Today Pty Ltd is the registered owner in Australia and various parts of the world of the trade mark Marcus Today (“the Trade Mark”). Marcus Today uses the Trade Mark, in the course of providing products and services to its clients. Marcus Today has used the Trade Mark and asserts its entitlement to do so at the exclusion of others. The Trade Mark may not be used as a trade mark or in connection with the supply of goods or services by any other person without the prior written permission of Marcus Today. Marcus Today has developed strict guidelines as to the manner in which the Trade Mark is to be used by authorised users.
The content included on our website and in our emails has been prepared to provide general information only and, as such, the specific needs, investment objectives or financial situation of any particular user accessing the Marcus Today website or associated e-mails have not been taken into consideration. Each individual user should obtain advice from their financial planner or advisor before acting on any information provided on the Marcus Today website or associated e-mails so that such individual users can obtain advice applicable to their personal circumstance from their own financial advisor. Please note that stocks can go down as well as up. Past results are not indicative of future performance and returns can be negative.
Marcus Today Pty Ltd (ACN 110 971 689) is a corporate authorised representative of MTIS Private Wealth License no. 473383.
CONFLICTS OF INTEREST
Staff trading – Marcus Today Pty Ltd, its Directors, employees and associates of Marcus Today may hold interests in many ASX-listed Australian companies which may or may not be mentioned or recommended in the Marcus Today newsletter. These positions may change at any time, without notice. To manage the conflict between personal dealing and newsletter recommendations the Directors, Employees and associates of Marcus Today Pty Ltd cannot knowingly trade in a stock 48 hours either side of a buy or sell recommendation being made in the Marcus Today newsletter and staff trading in Marcus Today Newsletter recommended stocks is restricted by a one week minimum holding period. Marcus Today retains a register of staff holdings – staff trades are pre-approved by an appointed staff ttrading compliance officer to ensure compliance with the staff trading policy.
Funds Management – Marcus Today Pty Ltd manages two ‘real’ funds – the Marcus Today SMA (separately managed account) and the Marcus Today Income SMA. These funds are managed separately to the newsletter by the ‘fund manager’. The fund manager operates the SMAs under mandates that are available here – these mandates are specific to the SMAs and do not necessarily reflect the ideas, recommendations and commentary of the Marcus Today newsletter. The mandates of the two funds differ, as such holdings may overlap or differ and the timing of buying and selling in the same stocks may overlap or differ.
Funds Management and the Marcus Today Newsletter – The Marcus Today newsletter is purposed to provide education, entertainment, information and recommendations on a daily basis on a variety of timeframes which can be short or long term, trading or investment based and as such may or may not differ significantly from the holdings, ideas and management of the SMAs. The interests of newsletter Members and SMA investors are different and whilst the ideas, recommendations and philosophies expressed in the Marcus Today newsletter and adopted by the funds management approach are generally expected to be very similar, both parties need to understand that there will be differences and there will be overlap. To help manage this potential conflict, specific buy hold and sell recommendations in the Marcus Today newsletter will include a disclosure as to whether the stock is held in the SMAs or not at the time of publishing.
Promotion – The Marcus Today newsleter is independent and does not promote or favour businesses or listed companies either personally held or held by associates or related parties without a full disclosure of that relationship.
RELIABILITY – ACCURACY – ERRORS
The Marcus Today directors and employees or agents provide no guarantee, representation or warranty as to the reliability, accuracy or completeness of the information in the Marcus Today newsletter or emails; and do not accept any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, the Marcus Today newsletter or emails. This disclaimer does not purport to exclude any warranties implied by law which may not be lawfully excluded. Neither Marcus today Pty Ltd, or their directors, employees or agents guarantees the performance of, or the repayment of capital or income invested on any information in the newsletter or emails.
Marcus Today has made every effort to ensure the reliability of the views and recommendations expressed in the reports published on its websites. Marcus Today research is based upon information known to us or which was obtained from sources which we believed to be reliable and accurate at time of publication. However, like the markets, we are not perfect. This report is prepared for general information only, and as such, the specific needs, investment objectives or financial situation of any particular user have not been taken into consideration. Individuals should therefore discuss, with their financial planner or advisor, the merits of each recommendation for their own specific circumstances and realise that not all investments will be appropriate for all subscribers. To the extent permitted by law, Marcus Today and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information within the report whether or not caused by any negligent act or omission. If the law prohibits the exclusion of such liability, Marcus Today hereby limits its liability, to the extent permitted by law, to the resupply of the said information or the cost of the said resupply.
If you are receiving our emails it is because you are a Marcus Today member and have agreed to our terms and conditions. Our e-mails are sent by or on behalf of the named sender at the top of the email. If you do not wish to receive any e-mail marketing material from Marcus Today in the future, please send an email to firstname.lastname@example.org with the word “unsubscribe” in the subject box.
Any reference to the performance of the Marcus Today portfolios, namely the MT Growth Portfolio, the MT Income Portfolio, the MT Top 50 portfolio and the small company portfolio referred to in the section called Henry’s Take is accurate on our systems. The portfolios are run through the Praemium portfolio platform with the small company portfolio on Morningstar. But these are hypothetical portfolio and this means that trades are virtual, not real, and do not suffer from real life issues like liquidity and do not pay commission. As such it will be very difficult to exactly match the performance of the hypothetical portfolios. Because of this, actual portfolios may not perform in the same manner as the models depicted in the Marcus Today newsletter, depending on your personal portfolio and any customisations. Rounding in the data may also result in minor variations.
PAST PERFORMANCE NO INDICATOR OF FUTURE PERFORMANCE
The reader needs to understand that quoted past performance is no indicator of future performance.
NEWSLETTER PORTFOLIOS ARE NOT THE SAME AS THE MARCUS TODAY SEPARATELY MANAGED ACCOUNTS
Please note that the Marcus Today SMA (separately managed account) and the Marcus Today Income SMA, are real funds that you can invest in but are separate from the hypothetical portfolios shown on the Marcus Today website. The SMAs are managed independently of the Marcus Today newsletter portfolios published in the Marcus Today newsletter under the portfolios tab. The newsletter portfolios are managed by Marcus Today staff and are hypothetical in nature. Hypothetical portfolios by definition allow a higher risk profile and more trading activity than the SMAs which are long term investment portfolios with an ASX benchmark and a more robust quality overlay. For compliance reasons the Marcus Today staff managing the Marcus Today newsletter portfolios are deliberately unaware of the SMA changes as they occur and the SMA Manager is unaware of the Marcus Today portfolio changes until they are reported in the Marcus Today newsletter. As such there can be material differences in the holdings, cash weightings, changes and timing between the SMA portfolios and the Marcus Today newsletter portfolios. If you wish to invest in the Marcus Today newsletter portfolios you will need to monitor the portfolio changes through the newsletter and manage your investments yourself, independently of the SMAs. If you wish to invest in the Marcus Today SMAs click here.
GENERAL WARNING ABOUT INVESTMENTS
The value of investments and the income from them can fall as well as rise and is not guaranteed. When investing you may not get back the amount originally invested. Fluctuations may be particularly marked in the case of a higher volatility model and the value of the investment may fall suddenly and substantially. You have been warned.
Marcus Today respects your privacy. We will not sell or share any of your personal information, unless you have consented that we do so. Entries within the Marcus Today data base will be directly marketed to as a means to generate sales, and gather useful market information. This will involve an active marketing campaign with special offers made to the data base.
We now capture the following detail:
- First name
- Last name
- Email address
- Telephone number
The following is how we intend to market to the data base.
- Periodic Investor Updates via email
- Periodic emails updating prospects on new products and services offered by Marcus Today.
- We will send a survey to the data base trying to find out what Members are looking for as it pertains to financial products, lifestyle, and other service.
Our sales/telemarketing team will make direct sales telephone calls with the objective of achieving sales. The different objectives are:
- Calling existing Marcus Today Members to secure re-subscriptions
- Calling leads generated from the website and advertising to sell Marcus Today products
- Calling past Members with the objective of re selling Memberships.
By submitting your name and contact details to this site you agree to aforementioned marketing and sales initiatives.
Security and Quality of Personal Financial Information – At Marcus Today we consider the security of your information to be of paramount importance. We have implemented security measures designed to provide the peace of mind you should expect when purchasing goods over the internet. In order to properly process subscriptions, Marcus Today collects email address, full name, billing address and credit card information. We have taken security measures, consistent with international information practices, to protect your personal information. These measures include technical and procedural steps to protect your data from misuse, unauthorised access or disclosure, loss, alteration, or destruction.
Credit card information – Credit card information is transmitted using secure socket layer (SSL) encryption. Marcus Today does not store credit card information collected during the subscription process. We automatically delete phone or manually acquired credit card details upon the completion of an order, and therefore retain credit card details for the shortest possible time. If you’re uncomfortable using your credit card online, we also accept payment by money order, cheque, and direct deposit. Please note that while Marcus Today uses its best endeavours to protect all such information at all times, we cannot be responsible for unauthorised access to the information.