Marcus Today Pty Ltd – Terms and Conditions

Marcus Today Pty Ltd ABN 57 110 971 689 is a Corporate Authorised Representative (no. 310093) of AdviceNet Pty Ltd ABN 35 122 720 512 (AFSL 308200).

Marcus Today Pty Ltd strives to produce a top quality newsletter that educates, explains, informs and entertains. We are in the business of bringing the mysteries and intricacies of the stock market to all investors so that they can understand it and profit from it. If you have any suggestions for the improvement of the newsletter to better meet your needs please email us on info@marcustoday.com.au

SUBSCRIPTION TERMS

By subscribing to the Marcus Today newsletter, you agree to a 12-month subscription at the price listed on the website or as part of any active promotion.

• Renewals: At the end of the subscription period, your membership will automatically renew, with reminders sent approximately one week before renewal. You can opt out of automatic renewal at any time through your account settings.
• Delivery Commitment: Marcus Today Pty Ltd commits to producing a minimum of 200 editions annually, though we typically deliver approximately 230 editions per year.

REFUND POLICY

We prioritise your satisfaction and offer a 30-day money-back guarantee for new subscribers.

• This guarantee is not available to existing or past members.
• To request a refund, cancellations must be submitted in writing to info@marcustoday.com.au no later than 30 days from the subscription start date.
• Refunds cannot be processed under any circumstances after this period.

CONTENT ACCESS AND COPYRIGHT

The newsletter is delivered via email or through a secure website login.

• Subscribers agree to receive additional email communications, which may include stock information, educational content, and marketing materials.
• The newsletter is exclusively for paid subscribers and strictly intended for individual use. Sharing login credentials or redistributing content by any means is prohibited. Account-sharing may lead to suspension or cancellation of services without compensation.
• All content remains the copyright of Marcus Today Pty Ltd and may not be copied, reproduced, or distributed without permission.

TAX AND LEGAL INFORMATION

• Invoices for the Marcus Today newsletter may be tax-deductible in some cases. Please consult your accountant for personalised advice.
• Marcus Today Pty Ltd reserves the right to enforce these terms to protect the integrity of our service.

RIGHT TO TERMINATE MEMBERSHIP

Marcus Today values respect and professionalism in all interactions. Membership may be terminated if a member engages in behaviour that is deemed abusive, harassing, threatening, fraudulent, or excessively disruptive. Examples include but are not limited to:

• Verbal or written abuse toward Marcus Today staff or other members.
• Attempts to manipulate or misuse services or information for personal gain.
• Excessive and unreasonable demands or repeated non-compliance with service policies.

In such cases, Marcus Today will provide written notice of termination, and a prorated refund will be issued based on the remaining months of the subscription. This policy ensures a constructive environment for all members and staff.

GENERAL ADVICE DISCLAIMER

The advice in the MARCUS TODAY stock market newsletter has been prepared without considering any particular person’s investment objectives, financial situation, or needs. Therefore, before acting on the advice, you should assess its appropriateness in light of your objectives, financial situation, and needs. Please consult the product disclosure statement (PDS) or other offer documents for the securities and financial products discussed in the MARCUS TODAY stock market newsletter before making any decision about acquiring a security or product mentioned. You should only invest an amount that you can afford to lose.

MARCUS TODAY Pty Ltd has made every effort to ensure the soundness of its opinions and recommendations, as well as the accuracy of the information used to derive them. However, no representation or responsibility is made or accepted regarding the soundness of any opinion or the accuracy or completeness of any information provided in the MARCUS TODAY stock market newsletter.

All opinions expressed represent the views of the MARCUS TODAY stock market newsletter as of the date of publication and may change without notice. The newsletter is for informational purposes only and is not intended as an offer or solicitation concerning the sale or purchase of any security or financial product.

None of MARCUS TODAY Pty Ltd, its employees, directors, or associates guarantee the performance of any security or financial product recommended in the newsletter. All of MARCUS TODAY Pty Ltd, its employees, directors, and associates disclaim, to the maximum extent permitted by law, any liability for loss or damage arising as a result of reliance on information in the newsletter.

MTIS Private Wealth Pty Ltd, the licensor of the Marcus Today newsletter, may receive brokerage or commission in connection with a recommendation or transaction involving financial products. MTIS Private Wealth Pty Ltd and/or its associates may also have other pecuniary interests or involvement in making such recommendations. Particulars of brokerage, commission, or other interests will be disclosed when the addressee seeks personal advice from MTIS Private Wealth Pty Ltd.

To the fullest extent permitted by law, MARCUS TODAY Pty Ltd disclaims any liability for loss, including but not limited to consequential and economic loss, arising from the improper or incomplete transmission of this newsletter, delays in its receipt, or reliance on any information, recommendations, advice, or omissions contained within.

This advice is provided as general advice only. The newsletter does not consider the specific investment objectives, financial situation, or particular needs of any individual recipient. The addressee should not rely on the information or recommendations in this newsletter without first seeking advice from their own personal financial adviser based on their individual circumstances.

This report is based on information obtained from sources believed to be reliable. However, no independent verification has been conducted, nor is the accuracy or completeness of the information guaranteed. This report is published solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any financial products. Opinions expressed are subject to change without notice, and the division, group, subsidiary, or affiliate of MARCUS TODAY Pty Ltd responsible for this report is under no obligation to update or keep the information current.

The financial products described herein may not be eligible for sale in all jurisdictions or to certain categories of investors. MARCUS TODAY Pty Ltd and/or its directors, officers, and employees may take positions in, and may make purchases and/or sales as principals or agents. MARCUS TODAY Pty Ltd accepts no liability for any loss or damage of any kind arising from the use of this report.

The licence holder MTIS Private Wealth Pty Ltd has prepared a Financial Services Guide (FSG), which provides information about commissions, remuneration, and benefits that may be received by them or their associates in connection with providing financial services. You can obtain an FSG by clicking HERE.

TERMS AND CONDITIONS FOR USE OF THE WEBSITE

This website is owned by MARCUS TODAY Pty Ltd. MARCUS TODAY™ and associated logos and designs are trademarks owned by MARCUS TODAY Pty Ltd.

This website complies with applicable Australian legislation and, unless otherwise specified, is directed solely at users accessing the site from Australia. MARCUS TODAY Pty Ltd does not represent that any product or service referenced in the materials on this website is appropriate for use, or available, in other locations.

MARCUS TODAY Pty Ltd has taken reasonable care in preparing the content of this website. To the extent permitted by law, MARCUS TODAY Pty Ltd disclaims all warranties, express or implied, regarding satisfactory quality and fitness for a particular purpose. All such implied terms and warranties are expressly excluded.

MARCUS TODAY Pty Ltd does not represent that the information contained on this website is accurate, comprehensive, verified, or complete and accepts no liability for the accuracy or completeness of the information or for any reliance placed on it by any person.

MARCUS TODAY Pty Ltd will not be liable for any loss arising from the use of the information contained on this website.

Certain hypertext links on this site may lead to websites that are not under the control of MARCUS TODAY Pty Ltd. When you activate these links, you will leave this website. MARCUS TODAY Pty Ltd accepts no responsibility or liability for the material on any other website.

This site may contain advertisements for third-party products or services. MARCUS TODAY Pty Ltd disclaims liability for any illegality, regulatory breaches, or errors associated with such material, including ambiguities, inaccuracies, or omissions.

If any provisions of these disclaimers and exclusions are deemed unlawful, void, or unenforceable, such provisions will be severable and will not affect the validity and enforceability of the remaining provisions.

The copyright in the material contained on this website belongs to Marcus Padley, MARCUS TODAY Pty Ltd, or its licensors. Copying of this material is permitted under the following conditions:

• Permission must be obtained from the copyright owner. For inquiries, email marcus@marcustoday.com.au.
• Copies must retain any copyright or intellectual property notices in the original material.
• The products, technology, or processes described on this website may be subject to intellectual property rights reserved by Marcus Padley or third parties. No licence is granted for such rights.
• Images on this site are protected by copyright and may not be reproduced or appropriated without written permission from their respective owners.

Please note that these terms and conditions may be updated from time to time without notice. By browsing this website, you agree to be bound by the current terms and conditions. We recommend checking these terms each time you visit.

TERMS AND CONDITIONS FOR AUTOMATIC RENEWAL

Your membership billing information is available in the ‘My Account’ section of the website under ‘Account Details’.

By activating automatic renewal, you agree that your membership will automatically renew at the end of each subscription period, using the payment method and membership rate in effect when automatic renewal was activated.

Key Points About Automatic Renewal:

• Loyalty Discounts: Any loyalty discounts you have earned will continue to apply with automatic renewal. However, cancelling automatic renewal may result in the loss of these discounts for future subscriptions.
• Notification: You will be notified approximately one (1) week before your payment method is charged.
• Cancellation: You can cancel your membership or automatic renewal at any time through the ‘My Account’ section. Your membership will remain active until the end of your current billing period.
• Secure Billing: All billing information is stored securely and is not shared with third parties.

For assistance with billing or account management, please contact us via email at info@marcustoday.com.au or by calling 0458 009 821.

PROMOTIONS

1. All promotional price brackets are in Australian Dollars (AUD).
2. The promotional code is valid for a limited time only.
3. Only one promotional code can be used each time and therefore cannot be combined with other offers using promotional code.
4. Promo codes cannot be applied to previously placed orders.
5. Each promotional code can be used only once, unless otherwise specified.
6. Each promotional code applies only to qualifying items. Details are specified in the promotion.
7. The promotion code is subject to all restrictions set forth in the offer.
8. The promotional code is not transferable, may not be resold or redeemed for cash.
9. Customers who qualify for promotional codes must enter select the tick mark “✔” in the promotional box at checkout in order to receive the promotion.
10. Promotional discount(s) cannot be applied after membership has been placed and confirmed. No adjustments on previous purchases.
11. Marcus Today Pty Ltd reserves the right to void the transactions where prohibited.
12. Marcus Today Pty Ltd Promotional Offers can be amended or withdrawn at any time.

FINAL NOTES

Thank you for choosing Marcus Today. We value your membership and are committed to providing you with high-quality insights and services. If you have any questions, feedback, or require further clarification on these terms, please feel free to get in touch.

Email: info@marcustoday.com.au
Phone: 0458 009 821

We’re here to support you every step of the way on your investment journey.