Foundations of a healthy retirement are laid early when retirement is still a distant prospect.

Conservation

Coming in from a day’s sailing I’m often asked “How do you do it”, particularly if it has been a rough day. I’m the oldest active sailor in the club and whilst I rarely win, I can still be competitive. My answer is always the same: “I’ve been lucky, lucky to have some good genes…

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Welcome Disruption - things have changed

Welcome Disruption

It’s been more than 30 years since the youngest of our 3 sons moved out of the family home After a very busy family life, we had to adapt to just the two of us rattling around a four-bedroom house.  With both of us having substantial work responsibilities the change was not so noticeable at…

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Vivienne

In a bit of a departure and to keep Harold on his toes today we are publishing an article from one of our subscribers Vivienne. You might find some empathy in her situation and I’m sure she would love to hear from you if you do. At 82, I have been a self-funded retiree for…

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Times Change

Times Change “In times of change learners inherit the earth; while the learned find themselves beautifully equipped to deal with a world that no longer exists” – Eric Hoffer, American writer. That was the quote of the day in MarcusToday a little over a year ago.  I always enjoy the quote of the day.  Some…

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Retirement Today…by Harold

For those of you who are new members to the Marcus Today newsletter you might notice that on Fridays we carry articles by our resident retiree Harold. Harold is a friend of mine from the Black Rock Sailing Club, he is a very competitive, experienced and capable sailor sailing Sabres. This was me trying to…

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Growing Old

Seeing ourselves as others see us. As we age we have to deal with changes which are not just financial.  I first realized this whilst I was still working full time.  After a project meeting I caught a tram along St Kilda Road to travel back to the city.  The tram was full as usual. …

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Role Reversal

Role Reversal One of the best things about our retirement has been the time we spent with our two granddaughters.  It would have been good to spend similar time with our two grandsons but they lived in Perth so it wasn’t just a short drive up the road.  It all began when the eldest granddaughter,…

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New Normal

I’m feeling just a little bit more optimistic for the first time in months.  There may be just a chink of light at the end of the tunnel.  If Victoria can get its house in order Australia might just achieve some degree of a new normality.  I know we can’t expect to return to the…

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Super For The Long Term

‘Superannuation is for the long term’.  I wonder how many people react as I do to that statement.  I immediately have two reactions.  The first and most obvious is that at 82 with 83 approaching at an alarming rate there is no long term for me.  It’s a case of living for the day, week…

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