Thank you MT team… once again, your Newsletter & candid assessments have more than paid for the ‘cost’ of subscription. Our Super Fund sold BHP today, 2 parcels bought in April & May 2020. ‘Risk’ is up there, as noted by MT today – we were sitting on 45% gain. Why sit like a chook on an egg?  Inertia!  Capital Gain plus 2 cash dividends & imputation credits have given us in total a 55.7% gain in about a year. Enough to pay 2x annual Term Life policies for 2 of our 4 Fund members, plus the Fine Art Insurance renewal, with some left over & original capital back in the bank.  A self-funded retirement means having funds at the right time to pay regular expenses. Your Newsletter helps us do that. Thank you SO MUCH.