Growing Old

Seeing ourselves as others see us. As we age we have to deal with changes which are not just financial.  I first realized this whilst I was still working full time.  After a project meeting I caught a tram along St Kilda Road to travel back to the city.  The tram was full as usual. …

Role Reversal

Role Reversal One of the best things about our retirement has been the time we spent with our two granddaughters.  It would have been good to spend similar time with our two grandsons but they lived in Perth so it wasn’t just a short drive up the road.  It all began when the eldest granddaughter,…

The Problem with ETFs

An important bit of ETF education. Here is an extract from an article by James Kirby in The Australian about the risks of some exchange traded funds. The article highlights one of the major risks of ETFs: “A coalition of the world’s biggest fund managers is pressing for consumer protection reforms in the booming Exchange…