Income investing 101

Income Investing 101

Many retirees open a bank account for dividends. Every stock they buy they do the paperwork directing the share registry to pay any dividends into that bank account. Non-retiree investors, as well as some of the wealthier retiree investors, will elect instead to have the registry use the dividend to buy more shares under the…

The Education Holy Grail

My nineteen-year-old daughter and I did our recreational boat operator’s course together. A day in a classroom and a day on the water. It was the first time I have been in the classroom in a while but I have to say, as a financial professional and a veteran of much financial education, there was…

The Margin Lending Portfolio

OTHER PEOPLE’S PORTFOLIOS – THE MARGIN LENDING PORTFOLIO This is a very interesting portfolio today. Let me give you the back story: July 2007 – Margin loan established for $100,000. August 2008 – Margin calls, shares sold (forced sale). August 2010 – Divorced, sleeping on the floor at Mum’s house, Zero dollars in the bank,…

The ETF Portfolio

OTHER PEOPLE’S PORTFOLIOS – THE LONG-TERM, LOW-RISK PORTFOLIO Today we continue to look at “Other People’s Portfolios”. For new members, we are developing a Portfolio Assessment business which will be targeted mostly at financial planners and financial advisers but will be offered to members at a price. Whilst we develop this service we are doing…