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The tortoise outpacing the dolphin

Tortoises and Dolphins

A lot of my university friends have landed jobs in the health professions. Doctors, physios, paramedics, osteopaths. Not sure why, it’s just dropped that way. Useful for a 25-year old that’s been thrown off their parent’s private health policy. Muscle injuries, sore backs, medical advice, Hepatitis A, B, C. no problem. They are never short…

Are ETFs as safe as a padlock

How Safe Are ETF’s?

Henry Jennings I received an email this morning regarding ETFs. Everyone has heard of ETFs and many are suspicious of them. The question many ask is what happens in a market crash? How will ETFs perform and will they survive? Firstly, what is an ETF? At its core, it is an instrument that replicates the…

Rental Tips

I catch the same train to work as two of my colleagues, we walk around 10min from the station to work and often enjoy a good catch up about how the weekend unfolded, who broke up, who went home together, what wholesome activities we got up to? Farmers market, drive down the coast? It’s a…

I Drive a Mondeo

My brother and I have shared a 2012 ford Mondeo (diesel) for the last 4-years. The car in the picture on the right is not the Mondeo, it is our friend Jared, who put this car on Carsales.com with the tag line – “Only used for school pickups”. Everyone has their own advice on cars.…

Trump Not a Chump

We have looked through the details of the Phase One trade deal and despite spending last year exasperated by the unwelcome uncertainty and volatility that trade ‘news’ and Trump’s delivery of it caused, the conclusion from reading the trade deal is that however badly/annoyingly Trump has handled the news flow (a more efficient President might…

Smashed Avocado

I Like Smashed Avocado

Family Christmas lunches provide a range of entertainment. This year was no exception. From eccentric aunties discussing their timeshare purchase, to the excitement of a 3-month old baby cousin being introduced to their extended family for the first time. Then there was that nice glass of Penfolds that spilt on the new couch and wayward…